Guide to mortgage credit checks
If you want a mortgage, you’ll need to undergo a credit check. This guide explains the types of credit checks and factors to consider when conducting one. What is a credit check? A credit check is a procedure used by lenders to assess an individual’s creditworthiness and financial history. It involves reviewing information from credit […]
Guide to studio flat mortgages
With the rising costs of living and ever-increasing property prices, studio flats continue to remain a popular choice for buyers and make a great step onto the property ladder or a great investment for investors. However, studio flats do pose some challenges when it comes to getting a mortgage with some lenders. What is a […]
How to get a mortgage on low income
With house prices at an all-time high, it can seem like an uphill struggle to get a mortgage, and you may be wondering if you have enough income to get a mortgage: this guide explains all you need to know about securing a mortgage with low income. Can I get a mortgage with low income? […]
Guide to Leasehold mortgages
Leasehold mortgages Getting a mortgage on a Leasehold property Owning a leasehold flat is becoming more and more popular in the UK, with over 4.8 million leasehold properties. It offers buyers the opportunity to live in more central locations at more affordable prices. While leasehold flats can make a great home or investment, it’s always […]
How to improve your chances of getting a mortgage
With the rising cost of living, inflation, and the steady increase in property prices, it is becoming increasingly challenging to get on the property ladder. We have put together this guide to provide you with the best tips to maximise your chances of success with your mortgage application. Don’t expect you to be a fit […]
The ultimate guide to self-employed mortgages
There are around 4.4 million people who are self-employed in the UK. The self-employed are often described as the backbone of our economy, and rightly so. Whilst there are many perks to being self-employed, having an easy time when it comes to getting a mortgage is not always one of them. But the good news […]
The Ultimate first time buyer guide
The ultimate first-time buyer guide: Buying a home can be a daunting and overwhelming process, especially if you have not done it before. To help you prepare for the buying process and give you the best possible chance of success, we have put together a complete guide detailing each stage of the process. What is […]
How to choose an estate agent
How to choose an estate agent to sell with Choosing the right estate agent to sell your home is a significant decision, and there are several factors to consider when making this choice. This guide provides an overview of the key points to consider. What makes a good estate agent? How do I narrow down […]
A complete guide to leasehold properties
Leasehold Explained While there are many forms of title in the UK, most properties in the UK are either leasehold or freehold. Leasehold regulations and rules can be complex, and leasehold properties have often received bad press. However, new government reforms and legislation are making it fairer for leaseholders. This ultimate guide provides an overview […]
The ultimate guide on how to offer & negotiate on a property
How to offer & negotiate on a property After searching for a property that you finally like and want to make an offer on, there’s always a dilemma: do you offer high, and risk overpaying or offer low and risk losing the property? There’s a lot to consider, and there isn’t necessarily a right or […]