How to choose a mortgage broker
To make the home-buying process less overwhelming, confusing, and stressful, especially for first-time buyers, it’s important to work with the right professionals. Solicitors and mortgage brokers are two crucial components in this process. This guide will explain how to determine which professionals to work with.What is a mortgage broker?A mortgage broker is a licensed professional […]
Guide to mortgage credit checks
If you want a mortgage, you’ll need to undergo a credit check. This guide explains the types of credit checks and factors to consider when conducting one. What is a credit check? A credit check is a procedure used by lenders to assess an individual’s creditworthiness and financial history. It involves reviewing information from credit […]
Guide to studio flat mortgages
With rising living costs and ever-increasing property prices, studio flats remain a popular option — both as an affordable first step onto the property ladder and as a smart investment choice.That said, getting a mortgage on a studio flat isn’t always straightforward. Some lenders apply restrictions around minimum square footage, lease terms, or perceived resale risk, which […]
How to get a mortgage on low income
With house prices at an all-time high, it can seem like an uphill struggle to get a mortgage, and you may be wondering if you have enough income to get a mortgage: this guide explains all you need to know about securing a mortgage with low income.Can I get a mortgage with low income?It is […]
The Ultimate Guide to Mortgages for Leasehold Flat’s
Getting a mortgage on a Leasehold propertyAt Strive, we’re experts in leasehold properties — whether it’s a flat in a big city block, a studio above a shop, a share of freehold, or something with a complex management company setup.We’ve seen it all and helped clients secure mortgages on every type of leasehold imaginable. From […]
How to improve your chances of getting a mortgage
With the rising cost of living, inflation, and the steady increase in property prices, it is becoming increasingly challenging to get on the property ladder. We have put together this guide to provide you with the best tips to maximise your chances of success with your mortgage application.Don’t expect you to be a fit for […]
The ultimate guide to self-employed mortgages
There are around 4.4 million people who are self-employed in the UK. The self-employed are often described as the backbone of our economy, and rightly so. Whilst there are many perks to being self-employed, having an easy time when it comes to getting a mortgage is not always one of them. But the good news […]
The Ultimate first time buyer guide
The ultimate first-time buyer guide: Buying a home can be a daunting and overwhelming process, especially if you have not done it before. To help you prepare for the buying process and give you the best possible chance of success, we have put together a complete guide detailing each stage of the process. What is […]
How to choose an estate agent
How to choose an estate agent to sell with Choosing the right estate agent to sell your home is a significant decision, and there are several factors to consider when making this choice. This guide provides an overview of the key points to consider. What makes a good estate agent? How do I narrow down […]
A complete guide to leasehold properties
Leasehold Explained While there are many forms of title in the UK, most properties in the UK are either leasehold or freehold. Leasehold regulations and rules can be complex, and leasehold properties have often received bad press. However, new government reforms and legislation are making it fairer for leaseholders. This ultimate guide provides an overview […]