The ultimate guide to securing a Mortgage for foreign national NHS staff
The NHS is made up of a large number of doctors and medical staff from outside the UK. They provide an invaluable service and hold reputable positions. However, some occupations within the NHS can pose challenges when securing a mortgage, especially for those with short contracts, trainee doctors, or newly qualified professionals. These challenges can […]
The Ultimate Guide to The Nationwide Helping Hand Mortgage
The Ultimate Guide to The Nationwide Helping Hand Mortgage With house prices continuing to rise, it is becoming increasingly difficult for first-time buyers to get onto the property ladder. Regular mortgage income multipliers often are not enough to get buyers onto the ladder. Nationwide offers a fairly unique proposition that can help boost affordability for […]
The Nationwide Tracker mortgage overview
Nationwide, the largest mortgage provider in the UK, offers a variety of mortgage products to meet the diverse needs of homebuyers and homeowners. One of their popular offerings is their Tracker Mortgage. This guide will provide a comprehensive understanding of the Nationwide Tracker Mortgage, including its features, benefits, drawbacks, and the application process. What is […]
A guide into getting a Halifax Mortgage in Principle
If you’re about to embark on your search for a new home or perhaps looking to remortgage, one of the first steps in the process is to secure an agreement in principle, otherwise known as an AIP or decision in principle of mortgage promise. In this guide, we explain the benefits of having one, the […]
Guide to getting a mortgage as a non-UK national
If you are living in the UK as a non-UK national, you may be wondering what impact your residency status has on your mortgage options. The good news is there are lots of mortgage options available to foreign nationals, however, the eligibility criteria can be more stringent than for UK citizens. It is possible for […]
Guide to pre-settled status mortgages
What is pre-settled status? Pre-settled status is a type of immigration status granted to non-UK citizens who are living in the United Kingdom but have not yet acquired the status of settled status. It is part of the EU Settlement Scheme introduced by the UK government to protect the rights of the European Union (EU), […]
Guide to zero-hour contract mortgages
With over 1 million workers in the UK employed on zero-hour contracts, there is a
Understanding the Nationwide Mortgage in Principle: A Step-by-Step Guide
Understanding the Nationwide Mortgage in Principle: A Step-by-Step Guide
How to get a conveyancing solicitor
A conveyancing solicitor plays one of the most important roles in the property purchase process, and choosing a good one is key to ensuring a smooth transaction. But what is a conveyancing solicitor and what do they do? What is a conveyancing solicitor? A conveyancing solicitor is a legal professional who specialises in property law […]
How to choose a mortgage broker
To make the home-buying process less overwhelming, confusing, and stressful, especially for first-time buyers, it’s important to work with the right professionals. Solicitors and mortgage brokers are two crucial components in this process. This guide will explain how to determine which professionals to work with. What is a mortgage broker? A mortgage broker is a […]