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Should I pay an arrangement fee to get a cheaper rate?

Mortgage products come in various forms, including those with fees and those without, as well as options that offer cashback and other incentives. The choice that suits you best depends on your personal preferences, circumstances, the size of the loan, and the specific mortgage product. This guide aims to provide a comprehensive understanding of the […]

How can gifted deposits be used?

what is a gifted deposit

Gifted deposit Gifted deposits are becoming increasingly common due to the high cost of property in the UK, particularly for first-time buyers and statistics show that over 17% of first time buyers had some or all of their deposit funded by a gift. What is a gifted deposit? A gifted deposit is a financial contribution, […]

Top 15 places to live in Sussex

places to live in sussex

The best towns in Sussex are, of course, subjective, and Sussex is spoilt for lovely areas, so it’s hard to choose, but here are some of our favourites. Lewes  Lewes is a picturesque town in East Sussex, located just a few miles from Brighton. The town is known for its rich history and architecture, including […]

Top 10 things to do in Brighton

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Top 10 things to do in Brighton   Brighton is a popular tourist destination located in the south of England. Here are some bullet points about the top attractions in Brighton: The Royal Pavilion This former royal palace is one of the most iconic landmarks in Brighton. Built in the early 19th century for King George […]

Top 7 Villages to live in outside of Brighton

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Top 7 villages to live outside Brighton  Many of the villages outside Brighton have become increasingly trendy and popular to move to in recent years, thanks to their unique character and charm. They offer a peaceful and quieter lifestyle while still being within easy reach of the city centre and all its amenities. This means […]

Conveyancing solicitors in Brighton and Hove

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Conveyancing solicitors Brighton & Hove  As well as having an experienced mortgage broker working with you on your property purchase, it’s equally as important to have a professional solicitor to help with all conveyancing for the legal property related matters. At Strive Mortgages, we have access to a nationwide panel of solicitors we can recommend […]

20 Things to remember to do when moving home

100% loan to value mortgage

20 things to do when moving house   Moving home can definitely be a chaotic and stressful experience, but being prepared can make a big difference. Here are some tips to help you stay organised and ready for moving day Agree a completion date  Communicate regularly with all parties in the chain: Keep in touch with […]

What is loan to value?

What is loan to value? Loan-to-Value (LTV) is a simple yet crucial concept in finance. It represents the ratio of a loan amount to the appraised value or purchase price of an asset, such as a home or car. LTV is expressed as a percentage, with a higher percentage indicating a larger loan relative to […]

Top tips for Buy to Let

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It’s no secret that investing in property can be extremely lucrative, but it’s not for the faint-hearted. With the ever-changing landscape of government legislation and tax changes, it’s important to be fully prepared and informed.  Staying up-to-date with the latest regulations and understanding the implications of tax changes is essential for navigating the property market […]

The 10 best places to buy in Brighton & Hove

top places to live in Brighton and Hove

If you’re considering moving to Brighton and Hove, you’re in for a treat! These vibrant coastal cities in East Sussex, England, offer a unique blend of seaside charm, cultural diversity, and a vibrant arts and music scene.  With an array of neighbourhoods to choose from, each with its own distinct character and appeal, finding the […]