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Life insurance isn’t always an easy topic to discuss, but working with a mortgage broker can make the process feel stress-free.
Talking about life insurance doesn’t have to feel all doom and gloom, but the reality is that purchasing a home is a big financial commitment – so if a tragedy does occur, you know your loved ones are in safe hands.
Protect your home for your loved ones
Life insurance is important to consider when buying a property, especially when you’re buying with a partner. In this case, your mortgage repayments could be calculated on the basis of two salaries. Life insurance can help your partner and family keep up with regular mortgage repayments without financial worry.
Be prepared
Nobody wants to think about illness or death, especially when you want to focus on buying your new home. As exhausting as it may feel to prepare for all eventualities, life insurance can help you when you need it most. Circumstances change, and the last thing you want to worry about is losing your home.
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Life insurance via your Brighton Mortgage Broker
Here at Strive Mortgages, we aim to make the mortgage application process as simple as possible, which also means helping you secure the right cover for you and your loved ones. If you were to suffer poor health, your death and the resulting loss of income could put your family home in jeopardy. Life insurance helps to provide a lump sum of money in the event of your death, providing your family with some financial stability and home security.
Nobody likes to think about the ‘what ifs’, but it’s important to protect you and your loved ones just in case.
Whether you’re in good health now, have recovered from or are living with a serious illness, your Brighton mortgage broker will put the time and effort into comparing life insurance cover to make sure you’ve got the best quality cover tailored to your budget. We don’t charge a fee for this service, as we receive a commission from your chosen provider.
See What Our Clients Say
Outstanding service and clear communication are at the core of what we do. But don’t just take our word for it—read firsthand experiences from our clients and discover why they rate us a 5-star mortgage broker.
Ashley Oldershaw2025-03-12Trustindex verifies that the original source of the review is Google. We worked with Jack, who was very clear in his explanations, spent some time learning about our situation and presented us with our options and the pros and cons of each. He was also very proactive and understood that this was unfamiliar territory for us. Jack made sure that he did everything he could to provide a smooth process from start to finish, which helped us out a lot. Thanks, Jack! Farshad Farzaneh2025-03-11Trustindex verifies that the original source of the review is Google. Jack Johnson is the mortgage broker we used from Strive mortgages and he has been very helpful and an absolute easment for the whole process of getting a mortgage. He's easy to get hold of and makes plenty of time for his clients. He has useful contacts across the industries (banks and estate agents) which can be helpful in many circumstances, especially for quick answers and resolutions to problems. Mark Williams2025-03-11Trustindex verifies that the original source of the review is Google. Jamie has been consistent in providing me with an excellent service over many years, so I wouldn't dream of using anyone else. I've also recommended him to friends and family. Peter Macciochi2025-03-11Trustindex verifies that the original source of the review is Google. James has always been detailed but extraordinarily helpful. Always get the best advice and deals out there - simply do not go anywhere else !! Matt Ploszajski2025-03-08Trustindex verifies that the original source of the review is Google. They did a great job arranging our mortgage. Very supportive and talked us through everything very clearly. Polly Alice2025-03-08Trustindex verifies that the original source of the review is Google. Highly recommend the service. Jack was a great help answering any questions I had about the process. Great value for money, and makes the whole process less daunting. Samantha Kilford2025-03-05Trustindex verifies that the original source of the review is Google. I highly recommend Jack and the team at Strive Mortgages. As a first time buyer, I was entirely clueless and Jack has been incredibly helpful at de-mystifying the entire process. Everything has been efficient and as stress-free as possible. A real top-notch advisor, Jack is always available to answer questions and provide expert guidance - I couldn't ask for more! mark slade2025-03-02Trustindex verifies that the original source of the review is Google. Absolutely fantastic. On your side right from the start. I will be recommending Strive Mortgages at every opportunity. Thank uou so much!! H W2025-02-25Trustindex verifies that the original source of the review is Google. Very professional and efficient service that always has your best interests at heart. They set up a WhatsApp group to enable my wife and I to have seamless and rapid communication with the broker on both the mortgage application process and any general queries we had in relation to mortgages. I would highly recommend them to anyone looking to take the stress out of moving. R A2025-02-25Trustindex verifies that the original source of the review is Google. Jamie and his team at Strive Mortgages have been fantastic from start to finish. The process was so smooth and efficient. Jamie was always so easy to get a hold of to answer any queries we had and ensured we were happy and comfortable throughout. Id highly recommend anyone to use Strive Mortgages and will certainly continue to use Strive for all our mortgage needs!
For more information on life insurance, please contact a member of the Strive team, by emailing [email protected] or call us on 01273 002697.
Frequently asked questions about life insurance
Put simply, you can get a mortgage without life insurance. However, it is highly recommended that you take out a suitable life insurance policy with adequate cover to ensure your family home is protected in the event of your death and critical illness.
While not all lenders will insist you take out life insurance, it is certainly preferred. It’s always best to seek professional advice from your mortgage broker whilst arranging your mortgage.
While helping you achieve the best mortgage deal, a mortgage broker can also help you secure life insurance, making it even easier and more convenient than ever. Much like other types of insurance, you can, of course, choose to shop around, as life insurance doesn’t have to be completed by your mortgage broker at the same time.
Here at Strive Mortgages, we can also help you with income protection insurance, building and contents insurance and critical illness cover for your peace of mind when buying your new home.
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Jamie Elvin
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