Use this calculator to determine how much you could potentially borrow for a mortgage, based on the typical salary multiples used by most UK lenders.
Your Results:
You could borrow up to
Most lenders are likely to offer up to
This figure is based on 4.5 times your household income, which is the typical affordability calculation used by most mortgage providers.
Certain lenders could offer up to
They often use a 5-times income multiple, especially for those with a solid deposit, good earnings, and a strong credit profile.
A limited number might offer up to
This is less common, but can be achievable with higher income levels or substantial equity.
In a few cases, lending could reach
Only select lenders provide this level of borrowing, typically for those with considerable income and assets.
