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The ultimate guide to self-employed mortgages

person getting a self-employed mortgage

There are around 4.4 million people who are self-employed in the UK. The self-employed are often described as the backbone of our economy, and rightly so. Whilst there are many perks to being self-employed, having an easy time when it comes to getting a mortgage is not always one of them. But the good news […]

What is an SA302 tax calculation?

when is an SA302 need in a mortgage application

You may have heard of a document called the SA302 when applying for a mortgage, but if you’re not familiar with it, don’t worry – This guide will explain all you need to know. In simple terms, an SA302 is a summary of your income for a tax year, as declared to HM Revenue and […]

Can you get a self-employed mortgage with only one year’s accounts?

self-employed person looking for a mortgage with one years accounts

Yes, it is possible to get a mortgage with one year of self-employment. However, most lenders want to see a longer track record of self-employment income to assess the risk and ensure that you are able to make the mortgage payments. There are some lenders who may be more flexible and consider applicants with less […]