Barclays Mortgages for Sole Traders and Freelancers
Barclays Mortgages for Sole Traders and FreelancersBeing self-employed is something to be proud of. Sole traders, freelancers, and contractors are the backbone of the UK economy — driving innovation, independence, and flexibility. But when it comes to getting a mortgage, it often doesn’t feel like that. Self-employed mortgages sometimes get an unfair reputation for being […]
Your Guide to Mortgage for Self Employed London: Key Insights & Tips
Navigate the complexities of securing a mortgage as a self-employed individual in London. Get essential tips and insights to help you succeed. Read more!
The ultimate guide to self-employed mortgages
There are around 4.4 million people who are self-employed in the UK. The self-employed are often described as the backbone of our economy, and rightly so. Whilst there are many perks to being self-employed, having an easy time when it comes to getting a mortgage is not always one of them. But the good news […]
What is an SA302 tax calculation?
You may have heard of a document called the SA302 when applying for a mortgage, but if you’re not familiar with it, don’t worry – This guide will explain all you need to know. In simple terms, an SA302 is a summary of your income for a tax year, as declared to HM Revenue and […]
Getting a Mortgage with 1 Year of Self-Employment
Can I Get a Mortgage With 1 Year’s Accounts?Yes – it is possible to get a mortgage with only one year of self-employment. But let’s be upfront: it’s not as straightforward as it would be with two or three years of accounts behind you.Most lenders prefer a longer track record because it gives them confidence […]