based on 152 reviews on for Strive Mortgages

What are fixed-term contract mortgages?

person looking to get a fixed term contract mortgage

Fixed-term contracts offer benefits to both employers and employees. They serve as valuable tools for addressing various staffing needs, such as covering staff absences, managing specific projects, accommodating maternity or parental leave, or handling short-term increases in business demands. In the UK, a significant number of people, over 1.6 million people across the UK, are […]

What happens when my fixed-rate mortgage ends?

what to do when fixed rate mortgage ends

If you have a fixed-rate mortgage, you’re not alone. In recent years, almost 86% of all mortgages have been arranged on a fixed-rate basis. We’ve been blessed with historically low interest rates for almost a decade now. However, it’s important to know your options when your fixed-rate mortgage term ends, especially in times when rates […]

Can you lower your mortgage payments without remortgaging?

man looking to lower his mortgage payments without remortgaging

If you want to lower your mortgage payments but are unable or unwilling to remortgage, there are alternative options you can explore.  Extending the mortgage term One method of reducing your mortgage payments is to increase the term of your mortgage, assuming it meets the lender’s criteria. However, it’s important to note that the longer […]

Can I make a mortgage overpayment?

making mortgage overpayments

If you’re considering overpaying on your mortgage, it’s important to understand the pros and cons, as well as the optimal timing for making such payments. This guide provides comprehensive information on mortgage overpayments. What is an overpayment? A mortgage overpayment refers to making additional payments towards your mortgage loan beyond the required monthly payments. This […]

Can you get quick mortgage approvals?

You’ve found your dream home and had your offer accepted. Now, it’s time to focus on securing a mortgage swiftly, ensuring a smooth transition from offer to closing. In this guide we’ll explore strategies, the quickest lenders and tips to expedite the mortgage approval process, allowing you to move forward with confidence. By taking proactive […]

Should I pay an arrangement fee to get a cheaper rate?

Mortgage products come in various forms, including those with fees and those without, as well as options that offer cashback and other incentives. The choice that suits you best depends on your personal preferences, circumstances, the size of the loan, and the specific mortgage product. This guide aims to provide a comprehensive understanding of the […]

Guide to studio flat mortgages

With the rising costs of living and ever-increasing property prices, studio flats continue to remain a popular choice for buyers and make a great step onto the property ladder or a great investment for investors. However, studio flats do pose some challenges when it comes to getting a mortgage with some lenders. What is a […]

What are Seafarer mortgages?

A seafarer mortgage, also known as a maritime mortgage, is a type of mortgage designed specifically for seafarers and other maritime professionals who may find it challenging to obtain a standard residential mortgage due to their unique employment circumstances. Challenges for seafarers getting a mortgage Seafarers may face some challenges when trying to obtain a […]

Guide to Leasehold mortgages

Leasehold mortgages Getting a mortgage on a Leasehold property Owning a leasehold flat is becoming more and more popular in the UK, with over 4.8 million leasehold properties. It offers buyers the opportunity to live in more central locations at more affordable prices. While leasehold flats can make a great home or investment, it’s always […]