How to get a conveyancing solicitor
A conveyancing solicitor plays one of the most important roles in the property purchase process, and choosing a good one is key to ensuring a smooth transaction. But what is a conveyancing solicitor and what do they do? What is a conveyancing solicitor? A conveyancing solicitor is a legal professional who specialises in property law […]
How to choose a mortgage broker
To make the home-buying process less overwhelming, confusing, and stressful, especially for first-time buyers, it’s important to work with the right professionals. Solicitors and mortgage brokers are two crucial components in this process. This guide will explain how to determine which professionals to work with. What is a mortgage broker? A mortgage broker is a […]
Renting vs paying a mortgage
If you are in a position to consider buying a house, you may be wondering if it is worth doing so and if it is the right time for you. It is important to understand the implications, as well as the pros and cons, of purchasing a house. Should I buy or rent a house? […]
How to get a mortgage on low income
With house prices at an all-time high, it can seem like an uphill struggle to get a mortgage, and you may be wondering if you have enough income to get a mortgage: this guide explains all you need to know about securing a mortgage with low income. Can I get a mortgage with low income? […]
How to improve your chances of getting a mortgage
With the rising cost of living, inflation, and the steady increase in property prices, it is becoming increasingly challenging to get on the property ladder. We have put together this guide to provide you with the best tips to maximise your chances of success with your mortgage application. Don’t expect you to be a fit […]
How to choose an estate agent
How to choose an estate agent to sell with Choosing the right estate agent to sell your home is a significant decision, and there are several factors to consider when making this choice. This guide provides an overview of the key points to consider. What makes a good estate agent? How do I narrow down […]
The ultimate guide on how to offer & negotiate on a property
How to offer & negotiate on a property After searching for a property that you finally like and want to make an offer on, there’s always a dilemma: do you offer high, and risk overpaying or offer low and risk losing the property? There’s a lot to consider, and there isn’t necessarily a right or […]
How can gifted deposits be used?
Gifted deposit Gifted deposits are becoming increasingly common due to the high cost of property in the UK, particularly for first-time buyers and statistics show that over 17% of first time buyers had some or all of their deposit funded by a gift. What is a gifted deposit? A gifted deposit is a financial contribution, […]
What documents do I need for a mortgage application?
What documents do I need for a mortgage application? Applying for a mortgage can be stressful and complicated, so just like anything else, preparation is key. The documents required will vary depending on the lender’s criteria and your circumstances, but this guide provides an overview of what to expect. Proof of income for employed applicants […]
The complete guide to becoming a mortgage advisor
The role of a mortgage advisor can be an incredibly rewarding and lucrative role, although it certainly comes with plenty of stresses, long hours and a bucket load of paperwork. In this guide, I’ll explain what it takes to become a mortgage broker, what the role involves and what you may expect to earn. What do […]
