Japanese Knotweed Mortgages: What You Need to Know
Living with Japanese Knotweed is a concern that can unsettle even the savviest of homebuyers and lenders. In the UK, the presence of this invasive plant often raises questions about a property’s future and its mortgage prospects. At Strive Mortgages, we understand that while Japanese Knotweed can complicate matters, it doesn’t automatically render a property […]
Investment Income Mortgages: How to Secure a Mortgage with Investment Income
IntroductionIf you receive investment income from stocks, shares, or other financial assets, this may be your primary source of income or an additional stream alongside your salary. If you plan to maintain your investments while purchasing a property, you’ll be pleased to know that some lenders will consider this income when assessing your mortgage application. […]
Guide to Getting a Mortgage on a Listed Building
Owning a listed building is like owning a piece of history. These properties exude charm, boast rich heritage, and feature unique architectural details that are rarely seen in modern homes. Whether you’re enchanted by the grandeur of a historic manor, the cosy appeal of a centuries-old thatched cottage, or the character of a converted lighthouse, […]
Best Areas to Invest in Buy-to-Let Properties in England
Investing in buy-to-let properties can be a fantastic way to generate steady income and long-term wealth. England offers a range of diverse locations where you can find excellent rental yields, high tenant demand, and affordable property prices. Whether you’re a seasoned investor or just starting out, choosing the right location is crucial.Let’s explore some of […]
How Do School Fees Affect Mortgage Borrowing?
Private school fees can be eye-wateringly expensive. If you’re balancing both priorities, you might wonder how lenders treat these fees when deciding how much you can borrow.The short answer? School fees are often seen as a significant financial commitment and will be factored into your affordability assessment. However, with the right approach and advice, it’s […]
How to Get a Mortgage 6x Your Income
With house prices climbing higher and faster than ever, many buyers are finding they need mortgages with higher income multiples to secure their dream home. While most lenders typically offer 3.5x to 5x your income, there are ways to get a mortgage up to 6x your income—though it’s not for everyone and will depend on […]
Mortgages for Dentists
Being a dentist is a well-respected and rewarding profession, but like many medical fields, securing a mortgage can sometimes be tricky. Whether you’re newly qualified, self-employed, or have income that fluctuates with overtime and contract work, it can sometimes feel overwhelming to know where to turn for the best mortgage deal. The good news? With […]
Mortgages for IT Contractors: A Guide to Getting Approved
As an IT contractor, you enjoy a flexible and rewarding career path with higher earning potential and the ability to work on your own terms. However, securing a mortgage as a contractor can feel more complicated than for traditional employees. The good news? IT contractors are often treated favourably by certain lenders—it’s all about knowing […]
Mortgages for Pharmacists
Being a pharmacist is a respected and rewarding profession, but like many in specialised fields, there are unique challenges when it comes to securing a mortgage. Whether you are newly qualified, self-employed, or a locum pharmacist, understanding the best mortgage options available can make the difference between securing your dream home and facing unnecessary roadblocks. […]
Mortgages for Police Officers: A Complete Guide
Securing a mortgage can feel like a daunting task, especially when you’re working irregular hours or shifts that don’t align with the standard 9-5 schedule. Finding time to arrange a mortgage around your unpredictable shifts can be tough, but the good news is that there are plenty of mortgage options specifically tailored to police officers. […]
