based on 161 reviews on for Strive Mortgages

What is loan to value?

What is loan to value? Loan-to-Value (LTV) is a simple yet crucial concept in finance. It represents the ratio of a loan amount to the appraised value or purchase price of an asset, such as a home or car. LTV is expressed as a percentage, with a higher percentage indicating a larger loan relative to […]

Are there any 95% LTV mortgages?

95% loan to value mortgages

Given that the average mortgage deposit in the UK was around £59,000, equivalent to 23% of the total mortgage amount, it’s no surprise that saving for such a substantial sum can be a significant hurdle for aspiring homebuyers. However, there is good news, as there are mortgage lenders who offer options for lower deposit amounts, […]

Is 90% a good LTV?

90% LTV mortgages What is a 90% loan-to-value mortgage? A 90% loan-to-value (LTV) mortgage in the UK is a type of mortgage that allows borrowers to potentially borrow up to 90% of the value of a property they want to purchase, while they provide a deposit of only 10%. This can be a great option […]