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Guide to mortgage credit checks

If you want a mortgage, you’ll need to undergo a credit check. This guide explains the types of credit checks and factors to consider when conducting one. What is a credit check? A credit check is a procedure used by lenders to assess an individual’s creditworthiness and financial history. It involves reviewing information from credit […]

What credit score do I need to get a mortgage

95% loan to value mortgages

What credit score do I need to get a mortgage?  When it comes to getting a mortgage, one of the most common questions people ask is, “What credit score do I need?” The short answer is that there isn’t a particular minimum requirement. This is because there are multiple credit reference agencies, and there is […]