Finding the Right Buy to Let Mortgage Advisor London for Your Needs
Discover how to choose the right buy to let mortgage advisor in London to meet your investment goals. Read our article for essential tips and insights.
Buying a Buy-to-Let Property in London with a Mortgage
London has long been a hotspot for property investors, with house prices historically showing strong gains. As a global city, it remains a desirable location for tenants, ensuring a steady demand for rental properties. However, financing a buy-to-let in London has become increasingly challenging due to high property prices, stricter lending criteria, and evolving tax […]
Guide to buy-to-let mortgage criteria
If you’re considering or already own a buy-to-let property, this guide provides an overview of the criteria involved in securing a buy-to-let mortgage.What criteria are assessed with a buy-to-let mortgage?What are the affordability stress tests based on?Buy-to-let lenders conduct affordability assessments for buy-to-let mortgages, which vary based on several factors. Here are some additional considerations:What […]
Top tips for Buy to Let
It’s no secret that investing in property can be extremely lucrative, but it’s not for the faint-hearted. With the ever-changing landscape of government legislation and tax changes, it’s important to be fully prepared and informed. Staying up-to-date with the latest regulations and understanding the implications of tax changes is essential for navigating the property market successfully. […]
All about top-slicing buy-to-let mortgages
Buy to Let Mortgages – Top-slicing Context In 2017 the prudential regulation authority (PRA) set stricter rules & criteria for Buy to Let mortgages.Mortgage lenders have been required to use higher interest rate stress tests when assessing Buy to Let affordability.As a result, borrowing power for most landlords has significantly reduced on certain products. This had led to […]
Can a first-time buyer get a buy-to-let mortgage?
Are first-time buyers allowed to get a buy-to-mortgage?Yes, it’s certainly possible for first-time buyers to get a buy-to-let mortgage, however, because you do not currently own a property, mortgage providers will view you as higher risk, there are therefore, fewer options available, and the criteria and affordability calculations are different to mortgages for existing homeowners.If […]
