What Credit Score Do You Need for a 5% Deposit Mortgage in the UK?
If you’re buying with just a 5% deposit, you’ve probably heard that your credit score can make or break your chances of getting approved. The truth? There’s no single number that unlocks a 95% mortgage — but understanding how lenders think (and how to strengthen your profile) gives you a real advantage.At Strive, we specialise […]
How Much Can You Borrow on a 5% Deposit Mortgage?
Buying a home with a 5% deposit is more achievable than many people realise.At Strive, we specialise in 5% deposit mortgages and high loan-to-value (LTV) lending. We’ve helped thousands of buyers secure their homes with smaller deposits — using smart planning, lender expertise, and advanced affordability tools to make homeownership a reality sooner.So, how much […]
Government Schemes for 5% Deposit Mortgages
If you’ve managed to save a 5% deposit, you’ve got more options than you might think. Many lenders now offer 95% LTV mortgages as standard, but there are also several government-backed schemes that can help buyers purchase a home with a small deposit.This guide breaks down what’s currently available, who qualifies, and how each scheme […]