Table of Content
Client Profile
- Profession: Dentist (newly qualified)
- Application Type: Joint mortgage with partner
- Loan Amount: £640,000
- Product: Specialist professional mortgage
- Income Multiple: 6x income
The Challenge
A newly qualified dentist and their partner came to us looking to purchase their first home in London. With property prices high and a relatively short employment history, they were concerned about how much they would be able to borrow. Traditional lenders often take a cautious approach with newly qualified professionals, which can make securing the right mortgage more challenging.
The Solution
At Strive, we specialise in professional mortgages for doctors and dentists. We knew that certain lenders take a forward-looking view of medical and dental professionals, recognising their strong career prospects and earning potential. By presenting the case carefully, we were able to secure enhanced borrowing at 6x income — something that wouldn’t have been possible through standard lending routes.
The result was a £640,000 joint mortgage, giving our clients the ability to purchase their ideal London home without compromise.
The Outcome
- Mortgage secured quickly and at a competitive rate.
- Borrowing achieved at 6x income despite limited employment history.
- Clients moved into their first home in London with confidence and clarity.
Client Feedback:
“As a newly qualified dentist, I was worried about how much we could borrow. Strive made the whole process clear and stress-free — and we’re now in our first home much sooner than we thought possible.”
At Strive Mortgages, we are trusted partners for dentists, doctors, and other professionals across the UK. We’ve helped thousands secure the homes they want by unlocking specialist professional mortgage options that many aren’t even aware exist. With our expertise, you can be confident you’re getting the very best advice and mortgage solution for your profession.
👉 Learn more about our specialist services here:
Jamie Elvin
Jamie is an expert in all things mortgages, and our most experienced broker. Connect with Jamie and get started to see how Strive Mortgages can help you.
