based on315 reviewsonfor Strive Mortgages
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Mortgage Broker in Surrey

Tailored Mortgage Solutions

Rated ⭐️⭐️⭐️⭐️⭐️ on Google
Multi award winning mortgage advice
Experts in arranging mortgages in Surrey
Whole-of-market, FCA-authorised experts.
Strive Mortgages is a well-respected and established mortgage broker located in Surrey. We’re a team of knowledgeable and friendly mortgage advisors with extensive experience. We’ll oversee the whole process so that you can concentrate on the more exciting task of house-hunting.

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Independent Mortgage Broker Surrey: Working for You Every Step of the Way

At Strive, we’re an independent team of mortgage brokers who have supported thousands of buyers and home movers across Surrey, the surrounding areas and further afield. We offer tailored advice, clear guidance and genuine local insight built on years of experience.

At Strive, we’re an independent team of mortgage brokers who have supported thousands of buyers and home movers across London, the surrounding areas and further afield. We offer tailored advice, clear guidance and genuine local insight built on years of experience.

Whether you’re buying for the first time, moving home or investing, we’ll help you understand your options and make confident decisions. As an independent mortgage broker, our advice is unbiased and always centered around what’s right for you.

We’re known for our communication, transparency and making the process as smooth and straightforward as possible. We’re also rated 5 stars on Google and Trustpilot, with hundreds of glowing reviews from clients who value our support.

Join the thousands of clients locally who have trusted us to achieve their property goals. We’re here to help you move forward with confidence.

Meet the Team

Our friendly, experienced team is always at the end of the phone. With decades of combined knowledge, we pride ourselves on a personal, down-to-earth approach and clear communication every step of the way. Take a look at some of our team profiles below.

Our Mortgage Services in Surrey

From first-time buyers to seasoned property professionals and everything in between, we’re your one-stop shop. Whether you need a mortgage, life insurance, income protection or cover to safeguard your home and family — we’ve got you covered. Here’s a list of some of our services:

First-Time Buyers in Surrey

Navigating the mortgage market as a first-time buyer can feel overwhelming, but we’re here to make it simple. With years of experience helping buyers in Camden, our team provides the expertise you need to move ahead with confidence. From your initial application to final completion, we’ll handle the details and be just a phone call away to ensure a smooth process every step of the way.

Home Moving Mortgages in Surrey

Moving to a new home marks an exciting chapter, but securing the right mortgage shouldn’t add to the stress. Whether you’re upsizing for your growing family, relocating to a new area, or simplifying your life with a smaller home, we’re here to handle the hard work. Our expert team will find tailored home-moving mortgage options that align with your needs, making the process straightforward and hassle-free.

Remortgages in Surrey 

Whether your mortgage term is coming to an end, you’re looking to release equity, or want to see if there’s a better deal available, we’re here to assist. Changes in your financial situation, family, or marital status may have you considering a remortgage—and no matter how straightforward or complex your case, our expert brokers are ready to guide you through the process.

Buy-to-Let Mortgages in Surrey 

Whether you’re a first-time landlord or managing a portfolio, we’re here to help secure the right financing for your next property venture. With stricter affordability criteria impacting rental margins, navigating the buy-to-let market can be challenging. Our experienced advisers will assess your financial goals and provide tailored solutions, including structuring purchases through a Limited Company to optimise mortgage interest costs.

Specialist Mortgage in Surrey

Not all income structures fit traditional mortgage criteria, but that doesn’t mean homeownership is out of reach. Whether you’re a contractor, self-employed, or a professional like a doctor or teacher, we work with a wide network of specialist lenders who offer tailored mortgage products. We’ll help you find the right lender for your unique financial situation, ensuring you have the best chance of securing your mortgage with confidence.

Let-to-Buy Mortgages in Surrey

Transforming your current property into a rental while purchasing a new home can be a smart financial move, but managing two mortgages requires careful planning. A let-to-buy mortgage offers a solution, enabling you to leverage your existing property as an asset while transitioning to your next home. We’ll work with you to navigate the options, ensuring you achieve the best financial outcome for your investment.

Mortgage Protection in Surrey

Securing a mortgage is a big step, but ensuring you’re protected against unforeseen circumstances is just as crucial. We provide expert advice on mortgage protection and insurance policies, helping you understand the options available to safeguard your home and family. From life insurance to home protection, we’ll help you navigate the necessary steps to secure your future and give you peace of mind.

See What Our Clients Say

Outstanding service and clear communication are at the core of what we do. But don’t just take our word for it—read firsthand experiences from our clients and discover why they rate us a 5-star mortgage broker.

Posted on Google Google
michael Lattanzio profile picture
michael Lattanzio
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I can’t thank Jamie and the team enough for all their help with my mortgage. I sent my enquiry in one evening and was really surprised to get a call from Jamie the very next morning. From the start, they were so friendly and helpful and kept me updated throughout the whole process. They were always happy to answer any questions and made everything feel so much easier and less stressful. I’ve been really happy with the service and would definitely recommend Jamie and the team to anyone looking for a mortgage broker.
Posted on Google Google
Naomi Cooper profile picture
Naomi Cooper
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
We couldn’t recommend Jamie, Sharon, Hayley and the team at Strive Mortgages enough! As first-time buyers and both self-employed, we knew our mortgage application might not be completely straightforward, but Jamie made the whole process feel so much easier. He was incredibly helpful, responsive and reassuring throughout, always happy to answer our questions and explain everything clearly. Hayley and Sharon have also been brilliant, especially when we needed help getting an issue with our mortgage offer corrected. Hayley, Sharon and Jamie all kept us updated and helped get everything sorted quickly. We’re so grateful for all of their help in getting us to this point. It’s been a bit of a rollercoaster at times, but having Jamie guiding us through it has made such a difference. We’d absolutely recommend Strive Mortgages, especially to first-time buyers or anyone with a self-employed application. Naomi & Ben
Posted on Google Google
Shyam Popat profile picture
Shyam Popat
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Thank you Kiran for your hard work and attention to detail. Professional and speedy. Great job.
Posted on Google Google
Shirley Meyers profile picture
Shirley Meyers
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I recently remortgaged with the help of Kiran at Strive Mortgages and couldn’t be happier with the experience. From the very first conversation she was professional, clear and genuinely helpful. She took the time to understand my situation and worked hard to secure a really solid deal for me. The whole process felt smooth and stress-free. Kiran kept me updated at every stage and handled all the details efficiently. It’s rare to find a mortgage broker who combines expert knowledge with such a friendly, client-focused approach.
Posted on Google Google
Char Mon profile picture
Char Mon
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I couldn't be happier with the service I received from Kiran. From our very first conversation as a first time buyer, she took the time to understand my situation as a contractor and walked me through every step of the mortgage process clearly and patiently. She was responsive, proactive, and always made me feel like I was in good hands, even when things got complicated. A special mention to her boss, Jamie, who provided great support behind the scenes and made sure everything ran smoothly. . I highly recommend Kiran and the team at Strive Mortgages; they are good people and helped minimise the stress! I will be referring them to my friends! Thank you
Posted on Google Google
Hayley Godding profile picture
Hayley Godding
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
We used Jamie to arrange our mortgage, and as first-time buyers, he really put us at ease throughout the whole process. Being self-employed made our application particularly complex, but Jamie made light work of it and made the process feel far easier than our experience with other brokers. We couldn’t recommend Jamie highly enough and would definitely use him again.
Posted on Google Google
Bartosz Kruk profile picture
Bartosz Kruk
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I'm a first time buyer and worked with Jack to get my mortgage in place which he got sorted in record time. He was brilliant - responsive, knowledgeable and practical throughout the process. Highly recommended.
Posted on Google Google
Gabby A profile picture
Gabby A
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
We’ve had a great experience getting a mortgage through Jack and the team at Strive. Very helpful advice and everything went through quickly and smoothly. If we have any mortgage needs in the future we’ll definitely be back and will recommend to others.
Posted on Google Google
Rishi Sawhney profile picture
Rishi Sawhney
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Amazing service - was a tricky remortgage / situation that the team had to deal with and they did an amazing job at it. If you need a reliable honest broker then I highly recommend them.
Posted on Google Google
Asmaa o profile picture
Asmaa o
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Thank you so much to Strive Mortgage for making the whole process so smooth and stress-free. I couldn’t be happier with the service we received. The communication was excellent, prompt, and professional throughout, and we always felt well looked after. Highly recommend Strive Mortgage to anyone looking for a fantastic mortgage service!

Why Live in Surrey

Surrey offers a unique blend of countryside charm and city convenience, making it one of the most sought-after places to live in the UK. With its excellent transport links into London, top-performing schools, and beautiful green spaces, it’s no surprise that Surrey attracts families, professionals, and retirees alike. From a property investment perspective, Surrey presents a strong rental market, particularly in commuter towns and affluent villages. However, rising house prices and evolving lending criteria mean that getting expert mortgage advice is key for anyone looking to buy or invest in this highly competitive area.

Case Study

Read how Strive helped a builder in Surrey secure a home mortgage

Case Study

Helping first-time buyers in location Surrey

Looking for 5 star mortgage advise? We’re ready to help.

Whatever stage you’re at, it’s never too early to reach out.

View all 68 reviews on Trustpilot

5 star based on 315 Google reviews

Looking for 5 star mortgage advise? We’re ready to help.

Whatever stage you’re at, it’s never too early to reach out.

View all 68 reviews on Trustpilot

5 star based on 315 Google reviews

What is the Surrey property market like?

As of December 2024, the average property price in Surrey was approximately £521,000, representing modest year-on-year growth of around 1.8%. While not as volatile as the London market, Surrey continues to demonstrate long-term price resilience, supported by strong local demand and limited housing stock.

Over the past year, there were around 29,400 property transactions in the county—a slight dip of about 9% compared to the previous year. This cooling in activity reflects broader national trends, influenced by high interest rates and affordability pressures.

Despite these shifts, desirable towns like Guildford, Woking, Esher, and Reigate continue to command strong buyer and tenant interest, particularly among London leavers seeking more space and greenery without sacrificing connectivity.

Speak to a Mortgage Expert in Surrey Today

Need mortgage advice on Surrey? Strive Mortgages has a friendly, approachable team of mortgage advisors

Why Choose Strive Mortgages?

You can rely on us for trustworthy, impartial advice and a high level of service that goes beyond just mortgage advice. We are here to stand by your side throughout the property-buying process to provide reassurance and save you time and hassle. 

Our only motivation is your best interests, so you can be confident of getting a competitive deal that is within your comfort zone. Contact us today to get the ball rolling.

Jamie Elvin From Strive Mortgages

Jamie is our founder & most experienced broker. He began his journey in financial services during the credit crunch and has since gained a wealth of knowledge from the ups and downs of the property market. His passion for the industry and commitment to delivering an unrivalled customer service experience led him to establish Strive.

His “yes can do” attitude and love for the industry has made him determined to help as many people as possible achieve their home ownership aspirations and provide them with access to clear, transparent mortgage advice.

Jamie specialises in residential mortgages, buy-to-let mortgages, and complex finance deals.

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Frequently Asked Questions for Strive Mortgages