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Mortgage Broker in Richmond Upon Thames

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Independent Mortgage Broker Richmond Upon Thames: Working for You Every Step of the Way

At Strive, we’re an independent team of mortgage brokers who have supported thousands of buyers and home movers across Richmond Upon Thames, the surrounding areas and further afield. We offer tailored advice, clear guidance and genuine local insight built on years of experience.

Whether you’re buying for the first time, moving home or investing, we’ll help you understand your options and make confident decisions. As an independent mortgage broker, our advice is unbiased and always centered around what’s right for you.

We’re known for our communication, transparency and making the process as smooth and straightforward as possible. We’re also rated 5 stars on Google and Trustpilot, with hundreds of glowing reviews from clients who value our support.

Join the thousands of clients locally who have trusted us to achieve their property goals. We’re here to help you move forward with confidence.

Meet the Team

Our friendly, experienced team is always at the end of the phone. With decades of combined knowledge, we pride ourselves on a personal, down-to-earth approach and clear communication every step of the way. Take a look at some of our team profiles below.

Our Mortgage Services in Richmond Upon Thames

From first-time buyers to seasoned property professionals and everything in between, we’re your one-stop shop. Whether you need a mortgage, life insurance, income protection or cover to safeguard your home and family — we’ve got you covered. Here’s a list of some of our services:

First-Time Buyer Mortgage Specialists in Richmond Upon Thames

Buying your first home is a significant milestone, and navigating the mortgage market can feel complicated. At Strive Mortgages, we specialize in first-time buyer mortgages, helping you secure the most suitable deal for your circumstances. From understanding how much you can borrow to guiding you through the application and approval process, we take care of everything—making your journey to homeownership as smooth as possible. Our mortgage brokers ensure you access competitive rates and government schemes that could help you get on the property ladder faster.

Home Mover Mortgages – Helping You Secure Your Next Home

Moving home is an exciting step, but understanding your mortgage options can be daunting. Should you port your existing mortgage or switch to a new deal? At Strive Mortgages, we analyze your options and help you determine the most cost-effective approach for your move. Whether you’re upgrading to a bigger home, relocating for work, or downsizing, we handle the complexities of the mortgage process—ensuring a seamless transition into your new property while securing the best possible mortgage terms.

Remortgaging Advice from Richmond Upon Thames Mortgage Experts

If your current mortgage deal is about to expire or you want to release equity from your property, remortgaging could be the right solution. At Strive Mortgages, we search the entire market to find better interest rates, more flexible terms, or mortgage products that suit your changing financial situation. Whether you’re looking to reduce monthly payments, consolidate debts, or switch to a more suitable lender, our expert mortgage advisors will handle the process from start to finish—ensuring you get the most competitive remortgage deal available.

Buy to Let Mortgages

We work with first-time and portfolio landlords to help them secure finance for their next property deal. Buy-to-let mortgage affordability criteria is more stringent than ever, putting a strain on rental margins. Our team of experienced buy-to-let mortgage advisers will assess your financial situation and goals to come up with a solution, including purchasing properties through a Limited Company to offset mortgage interest costs.

Specialist Mortgages for Self-Employed & Professionals

Not every borrower fits the traditional lending criteria, but that doesn’t mean you can’t secure a mortgage. If you’re self-employed, a freelancer, or a contractor, getting approved by high street banks can be challenging. That’s where we come in. At Strive Mortgages, we specialize in securing bespoke mortgage deals for individuals with complex income structures. We also assist professionals such as doctors, teachers, and legal experts in accessing mortgage products tailored to their professions. Our expertise in specialist lending ensures you have access to flexible and competitive mortgage options suited to your financial profile.

Let-to-Buy Mortgages – Retain Your Home While Buying Another

If you’re considering renting out your existing home while purchasing a new property, a let-to-buy mortgage is the ideal solution. This allows you to convert your current residence into a rental investment while securing a mortgage for your next home. Managing two mortgages can be complex, but our experienced mortgage brokers will assess your affordability, help you navigate lender criteria, and source the best financing options—allowing you to maximize your property investment potential.

Mortgage Protection – Safeguarding Your Home & Financial Future

A mortgage is a major financial commitment, so ensuring you have the right protection in place is essential. Unexpected life events can impact your ability to meet repayments, making it crucial to have the right insurance policies in place. We help homeowners to secure comprehensive mortgage protection, including life insurance, income protection, and critical illness cover. Our advisors provide clear guidance on the best policies to protect your home, ensuring peace of mind for you and your family.

See What Our Clients Say

Outstanding service and clear communication are at the core of what we do. But don’t just take our word for it—read firsthand experiences from our clients and discover why they rate us a 5-star mortgage broker.

Posted on Google Google
michael Lattanzio profile picture
michael Lattanzio
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I can’t thank Jamie and the team enough for all their help with my mortgage. I sent my enquiry in one evening and was really surprised to get a call from Jamie the very next morning. From the start, they were so friendly and helpful and kept me updated throughout the whole process. They were always happy to answer any questions and made everything feel so much easier and less stressful. I’ve been really happy with the service and would definitely recommend Jamie and the team to anyone looking for a mortgage broker.
Posted on Google Google
Naomi Cooper profile picture
Naomi Cooper
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We couldn’t recommend Jamie, Sharon, Hayley and the team at Strive Mortgages enough! As first-time buyers and both self-employed, we knew our mortgage application might not be completely straightforward, but Jamie made the whole process feel so much easier. He was incredibly helpful, responsive and reassuring throughout, always happy to answer our questions and explain everything clearly. Hayley and Sharon have also been brilliant, especially when we needed help getting an issue with our mortgage offer corrected. Hayley, Sharon and Jamie all kept us updated and helped get everything sorted quickly. We’re so grateful for all of their help in getting us to this point. It’s been a bit of a rollercoaster at times, but having Jamie guiding us through it has made such a difference. We’d absolutely recommend Strive Mortgages, especially to first-time buyers or anyone with a self-employed application. Naomi & Ben
Posted on Google Google
Shyam Popat profile picture
Shyam Popat
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Thank you Kiran for your hard work and attention to detail. Professional and speedy. Great job.
Posted on Google Google
Shirley Meyers profile picture
Shirley Meyers
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I recently remortgaged with the help of Kiran at Strive Mortgages and couldn’t be happier with the experience. From the very first conversation she was professional, clear and genuinely helpful. She took the time to understand my situation and worked hard to secure a really solid deal for me. The whole process felt smooth and stress-free. Kiran kept me updated at every stage and handled all the details efficiently. It’s rare to find a mortgage broker who combines expert knowledge with such a friendly, client-focused approach.
Posted on Google Google
Char Mon profile picture
Char Mon
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I couldn't be happier with the service I received from Kiran. From our very first conversation as a first time buyer, she took the time to understand my situation as a contractor and walked me through every step of the mortgage process clearly and patiently. She was responsive, proactive, and always made me feel like I was in good hands, even when things got complicated. A special mention to her boss, Jamie, who provided great support behind the scenes and made sure everything ran smoothly. . I highly recommend Kiran and the team at Strive Mortgages; they are good people and helped minimise the stress! I will be referring them to my friends! Thank you
Posted on Google Google
Hayley Godding profile picture
Hayley Godding
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We used Jamie to arrange our mortgage, and as first-time buyers, he really put us at ease throughout the whole process. Being self-employed made our application particularly complex, but Jamie made light work of it and made the process feel far easier than our experience with other brokers. We couldn’t recommend Jamie highly enough and would definitely use him again.
Posted on Google Google
Bartosz Kruk profile picture
Bartosz Kruk
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I'm a first time buyer and worked with Jack to get my mortgage in place which he got sorted in record time. He was brilliant - responsive, knowledgeable and practical throughout the process. Highly recommended.
Posted on Google Google
Gabby A profile picture
Gabby A
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We’ve had a great experience getting a mortgage through Jack and the team at Strive. Very helpful advice and everything went through quickly and smoothly. If we have any mortgage needs in the future we’ll definitely be back and will recommend to others.
Posted on Google Google
Rishi Sawhney profile picture
Rishi Sawhney
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Amazing service - was a tricky remortgage / situation that the team had to deal with and they did an amazing job at it. If you need a reliable honest broker then I highly recommend them.
Posted on Google Google
Asmaa o profile picture
Asmaa o
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Thank you so much to Strive Mortgage for making the whole process so smooth and stress-free. I couldn’t be happier with the service we received. The communication was excellent, prompt, and professional throughout, and we always felt well looked after. Highly recommend Strive Mortgage to anyone looking for a fantastic mortgage service!

Why Live in Richmond Upon Thames

Richmond upon Thames, located in South West London, is one of the capital’s most picturesque and desirable boroughs, known for its stunning riverside views, historic charm, and abundance of green spaces. With Richmond Park, one of the largest royal parks in London, and the beautiful Kew Gardens nearby, residents enjoy access to vast areas of natural beauty, making it an ideal location for outdoor enthusiasts and families.

The area boasts a sophisticated town centre, filled with boutique shops, high-end restaurants, and cosy cafes, while maintaining a relaxed, village-like atmosphere. Richmond is also home to a number of cultural attractions, including the Richmond Theatre and the historic Hampton Court Palace, adding to its unique appeal.

Transport in Richmond is excellent, with the District Line, Overground, and National Rail services offering quick and easy access to central London and beyond. Its combination of scenic beauty, top-rated schools, and charming town life makes Richmond upon Thames a highly sought-after location for those seeking both luxury and tranquillity, while remaining well-connected to the heart of the city.

Case Study

Read how Strive helped a builder in Richmond Upon Thames secure a home mortgage

Case Study

Helping first-time buyers in location Richmond Upon Thames

What is the Richmond Upon Thames property market like?

Properties in Richmond upon Thames had an overall average price of £888,733 over the last year.

The majority of sales in Richmond upon Thames during the last year were flats, selling for an average price of £519,645. Terraced properties sold for an average of £950,190, with semi-detached properties fetching £1,256,845.

Overall, sold prices in Richmond upon Thames over the last year were 8% down on the previous year and 3% down on the 2021 peak of £914,093.

Speak to a Mortgage Expert in Richmond Upon Thames Today

Need mortgage advice on Richmond Upon Thames? Strive Mortgages has a friendly, approachable team of mortgage advisors!