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Mortgage Broker in Croydon

Strive Mortgages is a well-respected and established mortgage broker located in the heart of Croydon. We’re a team of knowledgeable and friendly mortgage advisors with extensive experience.
Mortgage Broker in Croydon
mortgage broker in uk

At Strive, we’re here to help you navigate the fast-paced property market with confidence. Whether you’re buying your first home, moving to a larger property, or expanding your investment portfolio, our expert team provides tailored mortgage advice to suit your needs.

We are Strive, Your local mortgage brokers in Croydon

We believe professional mortgage advice should be accessible to all. Whether you’re a first-time buyer, a homeowner looking to remortgage, or a landlord searching for the best buy-to-let deal, we’re here to guide you. As an independent mortgage adviser, we have access to a wide range of lenders, ensuring you get the most competitive mortgage for your situation. Our priority is finding the right deal for you by understanding your goals and securing the best terms available.

Benefits of Working with us

Why Live in Croydon

Croydon, in South London, is a dynamic and rapidly evolving area, combining urban living with suburban appeal. The neighborhood is a hub for shopping, dining, and entertainment, with the bustling Croydon Boxpark offering a trendy food and drink scene. Croydon also has a rich cultural history, with venues like Fairfield Halls and street art displays. The area’s green spaces, including Lloyd Park and Addington Hills, provide a welcome escape from the city. Croydon offers a range of housing options, from period properties to new-build apartments. With excellent transport links via trains, trams, and buses, Croydon is a major South London hub for commuters and families alike.

Speak to a Mortgage Expert in Croydon Today

Need mortgage advise in Croydon? Strive Mortgages has a friendly, approachable team of mortgage advisors.

About us

We’re a team of friendly, down-to-earth, and dedicated professional brokers with extensive experience in residential and buy-to-let mortgages across the whole market. Our business thrives on referrals and word of mouth, and we’re proud to put exceptional service at the heart of everything we do. This commitment has earned us over 200 5-star reviews on Google and Trustpilot.

We conduct most of our appointments via phone or video call, ensuring a convenient and personalised experience for our clients.

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Looking for 5 star mortgage advise? We’re ready to help.

Whatever stage you’re at, it’s never too early to reach out.

View all 53 reviews on Trustpilot

5 star based on 203 Google reviews

Our Mortgage Services

Buying your first home? We make the mortgage process simple, guiding you every step of the way. Click here to learn more.

First time buyers

The mortgage market can be a bit of a head-scratcher for first-time buyers. But fear not. Our team has been arranging mortgages for years, and we have all the knowledge you need to move forward with confidence. We’ll take care of the mortgage application to the moment of completion and be at the other end of the phone to make sure everything goes smoothly.

Remortgaging Advice

If you’re coming to the end of your mortgage term, looking to release equity or are simply curious to see if your current deal can be bettered, we can help. Perhaps your family or marital status have changed, resulting in a shift in your financial circumstances. Whatever your reason for seeking a remortgage, and no matter how complex your situation may be, our team of expert brokers is ready to help.

Buy to Let Mortgages

We work with first-time and portfolio landlords to help them secure finance for their next property deal. Buy-to-let mortgage affordability criteria is more stringent than ever, putting a strain on rental margins. Our team of experienced buy-to-let mortgage advisers will assess your financial situation and goals to come up with a solution, including purchasing properties through a Limited Company to offset mortgage interest costs.

Home Mover Mortgages

Moving home can be stressful enough as it is without having to work out if it’s worth porting your mortgage or finding a new deal. Whether you’re moving to give your growing family more space, relocating for work or downsizing for retirement, we can take the weight off your shoulders and find you the most favourable home mover mortgage deals to suit your circumstances.

Let-to-Buy Mortgages

More and more savvy homeowners are choosing to rent their existing homes out when purchasing a new property to live in. It’s a sound investment for the future but comes with the liability of two mortgages, one of which will be a specialist let-to-buy mortgage. We’ll help you explore the opportunities and crunch the numbers to ensure you maximise your investment.

Specialist Mortgages

If your income structure doesn’t quite fit the criteria of conventional lenders, do not dismay. We have access to many specialist mortgage lenders that cater to contractors and the self-employed. We also excel in finding bespoke products for professionals such as doctors and teachers. We can pinpoint the right lenders to increase your chances of securing a mortgage offer.

Mortgage Protection

Before embarking on such a life-changing investment, it’s important to protect your future from any financial hiccups. Fortunately, as well as being top mortgage advisers, we know our stuff when it comes to life and home insurance, too. We can help you understand what mortgage protection is and isn’t mandatory and search for policies to protect what’s most dear to you.

Looking for 5 star mortgage advise? We’re ready to help.

Whatever stage you’re at, it’s never too early to reach out.

View all 53 reviews on Trustpilot

5 star based on 203 Google reviews

What is the Croydon property market like?

House prices in Croydon have an overall average of £388,279 over the last year.

The majority of properties sold in Croydon during this period were flats, achieving an average price of £269,233. Terraced properties sold for an average of £430,792, while semi-detached properties fetched £513,730.

Croydon, located in South London, is known for its diverse community and excellent transport links, including East Croydon and West Croydon stations. The area offers a mix of modern developments and period properties, appealing to a wide range of buyers. Over the past year, property prices in Croydon have decreased by 4% compared to the previous year and are 3% down on the 2021 peak of £398,939, indicating a slight cooling in the market.

Speak to a Mortgage Expert in Croydon Today

Need mortgage advice on Croydon? Strive Mortgages has a friendly, approachable team of mortgage advisors!

See What Our Clients Say

Outstanding service and clear communication are at the core of what we do. But don’t just take our word for it—read firsthand experiences from our clients and discover why they rate us a 5-star mortgage broker.

Why Choose Strive Mortgages?

You can rely on us for trustworthy, impartial advice and a high level of service that goes beyond just mortgage advice. We are here to stand by your side throughout the property-buying process to provide reassurance and save you time and hassle. 

Our only motivation is your best interests, so you can be confident of getting a competitive deal that is within your comfort zone. Contact us today to get the ball rolling.

Picture of Jamie Elvin From Strive Mortgages
Jamie Elvin From Strive Mortgages

Jamie is our founder & most experienced broker. He began his journey in financial services during the credit crunch and has since gained a wealth of knowledge from the ups and downs of the property market. His passion for the industry and commitment to delivering an unrivalled customer service experience led him to establish Strive.

His “yes can do” attitude and love for the industry has made him determined to help as many people as possible achieve their home ownership aspirations and provide them with access to clear, transparent mortgage advice.

Jamie specialises in residential mortgages, buy-to-let mortgages, and complex finance deals.

Chat to Jamie
Picture of Jamie Elvin From Strive Mortgages
Jamie Elvin From Strive Mortgages

Jamie is our founder & most experienced broker. He began his journey in financial services during the credit crunch and has since gained a wealth of knowledge from the ups and downs of the property market. His passion for the industry and commitment to delivering an unrivalled customer service experience led him to establish Strive.

His “yes can do” attitude and love for the industry has made him determined to help as many people as possible achieve their home ownership aspirations and provide them with access to clear, transparent mortgage advice.

Jamie specialises in residential mortgages, buy-to-let mortgages, and complex finance deals.

Chat to Jamie

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