Get Your Best Mortgage Deal!
based on241 reviewsonfor Strive Mortgages
5.0 based on 231 Reviews on
Speak to an advisor today to lock you in with the best deal.

Chat to an adviser on Whatsapp

Mortgage Broker in Cheam

Tailored Mortgage Solutions

Rated ⭐️⭐️⭐️⭐️⭐️ on Google
Multi award winning mortgage advice
Access to thousands of products
Whole-of-market, FCA-authorised experts.

Request a call back

Fill in your details and one of our friendly advisors will be in touch shortly to talk through your options.

Response sent successfully

We’ll be in touch with next steps

We search 1000's of mortgage deals across a large number of lenders, including...

Cheam

Your Independent Mortgage Broker in Cheam

At Strive, we’re an independent team of mortgage brokers who have supported thousands of buyers and home movers across London, the surrounding areas and further afield. We offer tailored advice, clear guidance and genuine local insight built on years of experience.

Whether you’re buying for the first time, moving home or investing, we’ll help you understand your options and make confident decisions. As an independent mortgage broker, our advice is unbiased and always centered around what’s right for you.

We’re known for our communication, transparency and making the process as smooth and straightforward as possible. We’re also rated 5 stars on Google and Trustpilot, with hundreds of glowing reviews from clients who value our support.

Join the thousands of clients locally who have trusted us to achieve their property goals. We’re here to help you move forward with confidence.

Meet the Team

Outstanding service and clear communication are at the core of what we do. But don’t just take our word for it—read firsthand experiences from our clients and discover why they rate us a 5-star mortgage broker.

Our Mortgage Services in Cheam

From first-time buyers to seasoned property professionals and everything in between, we’re your one-stop shop. Whether you need a mortgage, life insurance, income protection or cover to safeguard your home and family — we’ve got you covered. Here’s a list of some of our services:

First-Time Buyer Mortgages – Helping You Get on the Property Ladder

Buying your first home is a significant milestone, but understanding mortgage options can be overwhelming. At Strive Mortgages, we specialize in first-time buyer mortgages, ensuring you access the best rates and deals available. From helping you determine affordability to guiding you through the application and approval process, our mortgage advisors make homeownership more achievable. We also help you explore government schemes and lender incentives designed to support first-time buyers in securing an affordable mortgage.

Home Mover Mortgages – Making Your Next Move Hassle-Free

Moving home is a big decision, and choosing the right mortgage is just as important as finding the perfect property. At Strive Mortgages, we help home movers explore all available mortgage options, whether that means porting your existing mortgage or securing a new, more competitive deal. Whether you’re upsizing, downsizing, or relocating for work, our mortgage advisors handle the entire mortgage process, ensuring a smooth transition to your next home.

Remortgaging Advice – Secure a Better Mortgage Deal

If your current mortgage deal is ending, or you want to release equity from your property, remortgaging could be the right option. At Strive Mortgages, we compare thousands of mortgage products across the market to find lower interest rates, improved terms, and more flexible repayment options. Whether you want to reduce your monthly payments, consolidate debts, or switch lenders, our expert mortgage brokers will find the most suitable remortgage deal for your needs, saving you time and money.

Buy to Let Mortgages

We work with first-time and portfolio landlords to help them secure finance for their next property deal. Buy-to-let mortgage affordability criteria is more stringent than ever, putting a strain on rental margins. Our team of experienced buy-to-let mortgage advisers will assess your financial situation and goals to come up with a solution, including purchasing properties through a Limited Company to offset mortgage interest costs.

Self-Employed Mortgages – Flexible Solutions for Freelancers & Business Owners

Being self-employed shouldn’t be a barrier to homeownership. Traditional lenders often have strict criteria, making it difficult for freelancers, contractors, and business owners to secure a mortgage. At Strive Mortgages, we specialize in self-employed mortgage solutions, working with lenders who understand complex income structures. Whether you have fluctuating earnings, dividend income, or limited trading history, we’ll help you secure a mortgage tailored to your financial circumstances.

Let-to-Buy Mortgages – Turning Your Home into an Investment

If you’re looking to rent out your current property while purchasing a new home, a let-to-buy mortgage can help you make that transition. This option allows you to keep your existing home as a rental property while securing a new mortgage for your next purchase. Our experienced mortgage brokers will guide you through lender criteria, affordability checks, and rental yield considerations to ensure you secure the right mortgage while maximizing your investment potential.

Mortgage Protection – Ensuring Long-Term Financial Security

A mortgage is a long-term financial responsibility, and protecting yourself and your loved ones is essential. At Strive Mortgages, we offer expert advice on mortgage protection, including life insurance, critical illness cover, and income protection. Our advisors help you find the right policies to safeguard your home and finances, providing peace of mind that your mortgage is covered in the event of unexpected life changes.

See What Our Clients Say

Outstanding service and clear communication are at the core of what we do. But don’t just take our word for it—read firsthand experiences from our clients and discover why they rate us a 5-star mortgage broker.

Why Live in Cheam

Cheam, located in the London Borough of Sutton, is a picturesque and historic suburb known for its village charm, excellent schools, and green spaces. The area boasts a mix of independent shops, cosy cafes, and traditional pubs, particularly in Cheam Village, which retains a strong sense of community. Nearby green spaces such as Nonsuch Park provide residents with vast open areas for walking, jogging, and family outings. With a rich history, including the historic Whitehall Museum and links to Henry VIII’s Nonsuch Palace, Cheam offers a unique blend of heritage and modern suburban living. Cheam and West Sutton railway stations provide direct services to London Victoria and London Bridge, making it a convenient location for commuters seeking a quieter, family-friendly environment.

What is the Cheam property market like?

The average property price in Cheam over the past year has been around £600,000, reflecting its desirability as a premium suburban location.

The local housing market includes a mix of period cottages, spacious Edwardian and 1930s semi-detached houses, and modern apartments, catering to a range of buyers. Cheam’s excellent schools, green surroundings, and strong transport links make it particularly popular with families and professionals. With ongoing demand for homes in the area and investment in local infrastructure, Cheam continues to be a sought-after destination for those looking for a balance of heritage, space, and connectivity in South West London.

Speak to a Mortgage Expert in Cheam Today

Need mortgage advice on Cheam? Strive Mortgages has a friendly, approachable team of mortgage advisors!