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Mortgage Broker in Havering

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Independent Mortgage Broker Havering: Working for You Every Step of the Way

At Strive, we’re here to help you navigate the fast-paced property market with confidence. Whether you’re buying your first home, moving to a larger property, or expanding your investment portfolio, our expert team provides tailored mortgage advice to suit your needs.

Meet the Team

Outstanding service and clear communication are at the core of what we do. But don’t just take our word for it—read firsthand experiences from our clients and discover why they rate us a 5-star mortgage broker.

Our Mortgage Services

We’ve got you covered – whether you’re buying your first home, moving up, joining forces, downsizing, investing, or have a more complex situation. 
Check out some of the services we offer below:

First-Time Buyer Mortgages – Helping You Get on the Property Ladder

Buying your first home is a significant milestone, but understanding mortgage options can be overwhelming. At Strive Mortgages, we specialize in first-time buyer mortgages, ensuring you access the best rates and deals available. From helping you determine affordability to guiding you through the application and approval process, our mortgage advisors make homeownership more achievable. We also help you explore government schemes and lender incentives designed to support first-time buyers in securing an affordable mortgage.

Home Mover Mortgages – Making Your Next Move Hassle-Free

Moving home is a big decision, and choosing the right mortgage is just as important as finding the perfect property. At Strive Mortgages, we help home movers explore all available mortgage options, whether that means porting your existing mortgage or securing a new, more competitive deal. Whether you’re upsizing, downsizing, or relocating for work, our mortgage advisors handle the entire mortgage process, ensuring a smooth transition to your next home.

Remortgaging Advice – Secure a Better Mortgage Deal

If your current mortgage deal is ending, or you want to release equity from your property, remortgaging could be the right option. At Strive Mortgages, we compare thousands of mortgage products across the market to find lower interest rates, improved terms, and more flexible repayment options. Whether you want to reduce your monthly payments, consolidate debts, or switch lenders, our expert mortgage brokers will find the most suitable remortgage deal for your needs, saving you time and money.

Buy to Let Mortgages

We work with first-time and portfolio landlords to help them secure finance for their next property deal. Buy-to-let mortgage affordability criteria is more stringent than ever, putting a strain on rental margins. Our team of experienced buy-to-let mortgage advisers will assess your financial situation and goals to come up with a solution, including purchasing properties through a Limited Company to offset mortgage interest costs.

Self-Employed Mortgages – Flexible Solutions for Freelancers & Business Owners

Being self-employed shouldn’t be a barrier to homeownership. Traditional lenders often have strict criteria, making it difficult for freelancers, contractors, and business owners to secure a mortgage. At Strive Mortgages, we specialize in self-employed mortgage solutions, working with lenders who understand complex income structures. Whether you have fluctuating earnings, dividend income, or limited trading history, we’ll help you secure a mortgage tailored to your financial circumstances.

Let-to-Buy Mortgages – Turning Your Home into an Investment

If you’re looking to rent out your current property while purchasing a new home, a let-to-buy mortgage can help you make that transition. This option allows you to keep your existing home as a rental property while securing a new mortgage for your next purchase. Our experienced mortgage brokers will guide you through lender criteria, affordability checks, and rental yield considerations to ensure you secure the right mortgage while maximizing your investment potential.

Mortgage Protection – Ensuring Long-Term Financial Security

A mortgage is a long-term financial responsibility, and protecting yourself and your loved ones is essential. At Strive Mortgages, we offer expert advice on mortgage protection, including life insurance, critical illness cover, and income protection. Our advisors help you find the right policies to safeguard your home and finances, providing peace of mind that your mortgage is covered in the event of unexpected life changes.

See What Our Clients Say

Outstanding service and clear communication are at the core of what we do. But don’t just take our word for it—read firsthand experiences from our clients and discover why they rate us a 5-star mortgage broker.

Mortgage Advice Havering Homeowners Can Count On

We believe professional mortgage advice should be accessible to all. Whether you’re a first-time buyer, a homeowner looking to remortgage, or a landlord searching for the best buy-to-let deal, we’re here to guide you. As an independent mortgage adviser, we have access to a wide range of lenders, ensuring you get the most competitive mortgage for your situation. Our priority is finding the right deal for you by understanding your goals and securing the best terms available.

Benefits of Working with us

Why Live in Havering

Havering, located in East London, offers a charming mix of suburban tranquillity and growing urban development. Known for its spacious homes, excellent schools, and strong community feel, Havering is particularly appealing to families and those seeking a quieter lifestyle. The borough is home to plenty of green spaces, including the expansive Havering Country Park and Hornchurch Country Park, offering ample opportunities for outdoor activities and relaxation.

Romford, the borough’s main town, is a bustling hub with a variety of shops, restaurants, and entertainment options, including a popular market that draws visitors from across the area. Havering’s blend of traditional suburban life with ongoing regeneration projects makes it a borough on the rise.

Transport links are well-established, with train services from Romford, Upminster, and Rainham connecting to central London and beyond. The borough’s mix of green spaces, good schools, and convenient transport options make Havering an attractive choice for families and professionals looking for space, community, and access to the city.

Speak to a Mortgage Expert in Havering Today

Need mortgage advise in Havering? Strive Mortgages has a friendly, approachable team of mortgage advisors.

About us

We’re a team of friendly, down-to-earth, and dedicated professional brokers with extensive experience in residential and buy-to-let mortgages across the whole market. Our business thrives on referrals and word of mouth, and we’re proud to put exceptional service at the heart of everything we do. This commitment has earned us over 200 5-star reviews on Google and Trustpilot.

We conduct most of our appointments via phone or video call, ensuring a convenient and personalised experience for our clients.

What is the Havering property market like?

Properties in Havering had an overall average price of £460,584 over the last year.

The majority of sales in Havering during the last year were semi-detached properties, selling for an average price of £513,586. Terraced properties sold for an average of £435,345, with flats fetching £249,359.

Overall, sold prices in Havering over the last year were similar to the previous year and 7% up on the 2021 peak of £431,723.

Speak to a Mortgage Expert in Havering Today

Need mortgage advice on Havering? Strive Mortgages has a friendly, approachable team of mortgage advisors!