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Mortgage Broker in Whitstable

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Whitstable

Independent Mortgage Broker Whitstable: Working for You Every Step of the Way

At Strive, we’re here to help you navigate the fast-paced property market with confidence. Whether you’re buying your first home, moving to a larger property, or expanding your investment portfolio, our expert team provides tailored mortgage advice to suit your needs.

Meet the Team

Outstanding service and clear communication are at the core of what we do. But don’t just take our word for it—read firsthand experiences from our clients and discover why they rate us a 5-star mortgage broker.

Our Mortgage Services

We’ve got you covered – whether you’re buying your first home, moving up, joining forces, downsizing, investing, or have a more complex situation. 
Check out some of the services we offer below:

First time buyers

The mortgage market can be a bit of a head-scratcher for first-time buyers. But fear not. Our team has been arranging mortgages for years, and we have all the knowledge you need to move forward with confidence. We’ll take care of the mortgage application to the moment of completion and be at the other end of the phone to make sure everything goes smoothly.

Home Mover Mortgages

Moving home can be stressful enough as it is without having to work out if it’s worth porting your mortgage or finding a new deal. Whether you’re moving to give your growing family more space, relocating for work or downsizing for retirement, we can take the weight off your shoulders and find you the most favourable home mover mortgage deals to suit your circumstances.

Remortgaging Advice

If you’re coming to the end of your mortgage term, looking to release equity or are simply curious to see if your current deal can be bettered, we can help. Perhaps your family or marital status have changed, resulting in a shift in your financial circumstances. Whatever your reason for seeking a remortgage, and no matter how complex your situation may be, our team of expert brokers is ready to help.

Buy to Let Mortgages

We work with first-time and portfolio landlords to help them secure finance for their next property deal. Buy-to-let mortgage affordability criteria is more stringent than ever, putting a strain on rental margins. Our team of experienced buy-to-let mortgage advisers will assess your financial situation and goals to come up with a solution, including purchasing properties through a Limited Company to offset mortgage interest costs.

Specialist Mortgages

If your income structure doesn’t quite fit the criteria of conventional lenders, do not dismay. We have access to many specialist mortgage lenders that cater to contractors and the self-employed. We also excel in finding bespoke products for professionals such as doctors and teachers. We can pinpoint the right lenders to increase your chances of securing a mortgage offer.

Let-to-Buy Mortgages

More and more savvy homeowners are choosing to rent their existing homes out when purchasing a new property to live in. It’s a sound investment for the future but comes with the liability of two mortgages, one of which will be a specialist let-to-buy mortgage. We’ll help you explore the opportunities and crunch the numbers to ensure you maximise your investment.

Mortgage Protection

Before embarking on such a life-changing investment, it’s important to protect your future from any financial hiccups. Fortunately, as well as being top mortgage advisers, we know our stuff when it comes to life and home insurance, too. We can help you understand what mortgage protection is and isn’t mandatory and search for policies to protect what’s most dear to you.

See What Our Clients Say

Outstanding service and clear communication are at the core of what we do. But don’t just take our word for it—read firsthand experiences from our clients and discover why they rate us a 5-star mortgage broker.

Mortgage Advice Whitstable Homeowners Can Count On

We believe professional mortgage advice should be accessible to all. Whether you’re a first-time buyer, a homeowner looking to remortgage, or a landlord searching for the best buy-to-let deal, we’re here to guide you. As an independent mortgage adviser, we have access to a wide range of lenders, ensuring you get the most competitive mortgage for your situation. Our priority is finding the right deal for you by understanding your goals and securing the best terms available.

Benefits of Working with us

Why Live in Whitstable

Whitstable is a charming and trendy seaside town in Kent, known for its vibrant arts scene, stunning coastal views, and world-famous oysters. With its working harbour, colourful beach huts, and shingle beaches, Whitstable has become a top destination for homebuyers seeking a mix of seaside charm and modern convenience. The town boasts a thriving high street, lined with independent boutiques, artisanal bakeries, and seafood restaurants, including the renowned Whitstable Oyster Company. Whitstable is also a hub for water sports, coastal walks, and cultural events, making it a lively and sought-after place to live. With direct train services to London St Pancras in just over an hour and easy access to the A299 and M2, Whitstable remains a top choice for commuters, retirees, and second-home buyers alike.

Speak to a Mortgage Expert in Whitstable Today

Need mortgage advise in Whitstable? Strive Mortgages has a friendly, approachable team of mortgage advisors.

About us

We’re a team of friendly, down-to-earth, and dedicated professional brokers with extensive experience in residential and buy-to-let mortgages across the whole market. Our business thrives on referrals and word of mouth, and we’re proud to put exceptional service at the heart of everything we do. This commitment has earned us over 200 5-star reviews on Google and Trustpilot.

We conduct most of our appointments via phone or video call, ensuring a convenient and personalised experience for our clients.

What is the Whitstable property market like?

Whitstable’s property market is one of the most desirable in Kent, driven by its coastal lifestyle, strong transport links, and increasing demand from London buyers. The average house price in Whitstable currently stands at £487,319, making it a premium seaside destination with strong investment potential.

The town offers a mix of period cottages, seafront townhouses, and contemporary apartments, catering to a variety of buyers. Detached houses, particularly those in sought-after areas like Tankerton and Marine Parade, sell for an average price of £715,418. Semi-detached homes, which are popular with families, typically fetch £529,317, while terraced properties, often found near the high street and harbour, have an average price of £458,712. Flats and apartments, especially those with sea views or in stylish new developments, are priced around £314,527.

Over the past year, house prices in Whitstable have risen by 6%, reflecting high demand from London buyers, strong local amenities, and its reputation as one of the most stylish coastal towns in the UK. With its bohemian charm, excellent restaurants, and stunning seaside setting, Whitstable remains one of Kent’s most sought-after and fashionable coastal locations.

Speak to a Mortgage Expert in Whitstable Today

Need mortgage advice on Whitstable? Strive Mortgages has a friendly, approachable team of mortgage advisors!