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Mortgage Broker in Chatham

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Mortgage Broker in Chatham

Independent Mortgage Broker Chatham: Working for You Every Step of the Way

At Strive, we’re here to help you navigate the fast-paced property market with confidence. Whether you’re buying your first home, moving to a larger property, or expanding your investment portfolio, our expert team provides tailored mortgage advice to suit your needs.

Meet the Team

Outstanding service and clear communication are at the core of what we do. But don’t just take our word for it—read firsthand experiences from our clients and discover why they rate us a 5-star mortgage broker.

Our Mortgage Services

We’ve got you covered – whether you’re buying your first home, moving up, joining forces, downsizing, investing, or have a more complex situation. 
Check out some of the services we offer below:

First time buyers

The mortgage market can be a bit of a head-scratcher for first-time buyers. But fear not. Our team has been arranging mortgages for years, and we have all the knowledge you need to move forward with confidence. We’ll take care of the mortgage application to the moment of completion and be at the other end of the phone to make sure everything goes smoothly.

Home Mover Mortgages

Moving home can be stressful enough as it is without having to work out if it’s worth porting your mortgage or finding a new deal. Whether you’re moving to give your growing family more space, relocating for work or downsizing for retirement, we can take the weight off your shoulders and find you the most favourable home mover mortgage deals to suit your circumstances.

Remortgaging Advice

If you’re coming to the end of your mortgage term, looking to release equity or are simply curious to see if your current deal can be bettered, we can help. Perhaps your family or marital status have changed, resulting in a shift in your financial circumstances. Whatever your reason for seeking a remortgage, and no matter how complex your situation may be, our team of expert brokers is ready to help.

Buy to Let Mortgages

We work with first-time and portfolio landlords to help them secure finance for their next property deal. Buy-to-let mortgage affordability criteria is more stringent than ever, putting a strain on rental margins. Our team of experienced buy-to-let mortgage advisers will assess your financial situation and goals to come up with a solution, including purchasing properties through a Limited Company to offset mortgage interest costs.

Specialist Mortgages

If your income structure doesn’t quite fit the criteria of conventional lenders, do not dismay. We have access to many specialist mortgage lenders that cater to contractors and the self-employed. We also excel in finding bespoke products for professionals such as doctors and teachers. We can pinpoint the right lenders to increase your chances of securing a mortgage offer.

Let-to-Buy Mortgages

More and more savvy homeowners are choosing to rent their existing homes out when purchasing a new property to live in. It’s a sound investment for the future but comes with the liability of two mortgages, one of which will be a specialist let-to-buy mortgage. We’ll help you explore the opportunities and crunch the numbers to ensure you maximise your investment.

Mortgage Protection

Before embarking on such a life-changing investment, it’s important to protect your future from any financial hiccups. Fortunately, as well as being top mortgage advisers, we know our stuff when it comes to life and home insurance, too. We can help you understand what mortgage protection is and isn’t mandatory and search for policies to protect what’s most dear to you.

See What Our Clients Say

Outstanding service and clear communication are at the core of what we do. But don’t just take our word for it—read firsthand experiences from our clients and discover why they rate us a 5-star mortgage broker.

Mortgage Advice Chatham Homeowners Can Count On

We believe professional mortgage advice should be accessible to all. Whether you’re a first-time buyer, a homeowner looking to remortgage, or a landlord searching for the best buy-to-let deal, we’re here to guide you. As an independent mortgage adviser, we have access to a wide range of lenders, ensuring you get the most competitive mortgage for your situation. Our priority is finding the right deal for you by understanding your goals and securing the best terms available.

Benefits of Working with us

Why Live in Chatham

Chatham is a historic and well-connected town in Kent, known for its rich maritime heritage, ongoing regeneration, and strong transport links. As part of the Medway Towns, Chatham has played a key role in Britain’s naval history, with attractions like The Historic Dockyard Chatham, Fort Amherst, and Upnor Castle drawing visitors from across the country. The town has a lively high street, a mix of independent and high-street retailers, and plenty of green spaces, including Capstone Farm Country Park. With direct train services to London St Pancras and Victoria in under 45 minutes, and good road connections via the M2 and A2, Chatham is a popular choice for commuters, families, and first-time buyers seeking affordability and convenience.

Speak to a Mortgage Expert in Chatham Today

Need mortgage advise in Chatham? Strive Mortgages has a friendly, approachable team of mortgage advisors.

About us

We’re a team of friendly, down-to-earth, and dedicated professional brokers with extensive experience in residential and buy-to-let mortgages across the whole market. Our business thrives on referrals and word of mouth, and we’re proud to put exceptional service at the heart of everything we do. This commitment has earned us over 200 5-star reviews on Google and Trustpilot.

We conduct most of our appointments via phone or video call, ensuring a convenient and personalised experience for our clients.

What is the Chatham property market like?

Chatham’s property market remains one of the most affordable in North Kent, making it an ideal choice for those looking to get onto the property ladder or invest in rental opportunities. The average house price in Chatham currently stands at £304,218, making it cheaper than nearby Rochester and Maidstone, while still benefiting from strong transport links.

The town offers a variety of housing options, from Georgian townhouses and Victorian terraces in the historic areas to modern apartments and family homes in new developments like Victory Pier. Detached houses in Chatham typically sell for £452,619, while semi-detached homes, which are popular with families, fetch around £348,417. Terraced properties, often found in central residential areas, have an average price of £295,312, while flats and apartments, particularly those along the riverside, are priced at approximately £179,418.

Over the past year, house prices in Chatham have risen by 3%, driven by increasing demand from London commuters, ongoing investment in the town centre, and improvements to local amenities. With its historic charm, excellent transport connections, and competitive property prices, Chatham continues to be an appealing option for homebuyers looking for value, convenience, and future growth potential in Kent.

Speak to a Mortgage Expert in Chatham Today

Need mortgage advice on Chatham? Strive Mortgages has a friendly, approachable team of mortgage advisors!